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Lists of City-sponsored Affordable HomesHPDs Guide to Homeownership in New York CityHomebuyer Education TrainingDown Payment AssistanceHousing Programs for Municipal Employees

HPD has developed several programs that enable New Yorks families to purchase newly constructed or newly renovated homes and/or apartments. City subsidies and other financing tools are used to make these homes affordable to low-, moderate-, and middle-income families.

The City itself does not sell the homes, but works with real estate professionals and community sponsors to market the homes. You will see phone numbers listed for our partners, and you will need to contact them directly to purchase a home.

Many of the homes advertised here are marketed to families whose annual gross income falls within certain boundaries. In addition to income guidelines, the marketing agent will consider the buyers credit worthiness. In order to be eligible, you must occupy the home you purchase as your primary residence. Follow the link that corresponds to your borough-of-choice.

Many people have expressed interest in buying a dilapidated building and fixing it up themselves. HPD does not sell buildings in dilapidated condition to the general public. Occasionally, we sell a building at market value when we have buildings in better physical shape. Current tenants in good standing are given the first opportunity to purchase their building. If the tenants are not interested or not able to purchase the building, it is offered to the general public through an Asset Sales Request for Offers process.

The City also lists affordable apartments for rent and for sale on HPDs Affordable Housing Hotline. This is a recorded message announcing apartments created under HPDs affordable housing programs that are ready to be rented. You may reach the hotline by calling 311 (311 can be accessed outside of New York City by dialing (212) NEW YORK). Listings for homes and apartments that are available under HPD-sponsored programs are also advertised in local and city-wide newspapers.

Thinking of becoming a first time homebuyer? From deciding on a neighborhood in New York City to figuring out how much you can afford to pay and how to get the best deal on your mortgage, HPDs Guide to Homeownership in New York City will help you through the homebuying process.

To take the first step toward purchasing a home, contact an HPD-approved counseling agencies to register for homebuyer education training.